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A cryptocurrency (or crypto currency or crypto for short) is a digital asset designed to work as a medium of exchange wherein individual coin ownership records are stored in a ledger existing in a form of computerised database using strong cryptography to secure transaction records, to control the creation of additional coins, and to verify the transfer of coin ownership. It typically does not exist in physical form
(like paper money) and is typically not issued by a central authority. Cryptocurrencies typically use decentralised control as opposed to centralised digital currency and central banking systems.